Iowa real estate exam: format, passing score, and how to prepare

The Iowa real estate exam is a required step to become a licensed real estate salesperson. It consists of 120 scored multiple-choice questions, is administered by PSI, and tests your knowledge of national real estate principles and Iowa-specific laws. This guide covers the exam format, scheduling process, test day expectations, and how to prepare with confidence.

The Iowa real estate exam is required to obtain a real estate salesperson license and is administered by PSI after you complete your pre-licensing education

Exam Component Details 
Total questions 120 scored multiple-choice questions 
National section 80 questions 
Iowa section 40 questions 
Time limit National: 120 minutes  State: 60 minutes 
Passing score 70% on each section 
Question format Multiple-choice 
Administered by PSI 
Results Immediate (pass/fail + score report) 
Pretest questions 5–10 unscored questions 

You must pass both the national and Iowa-specific portions to qualify for licensure. 


To pass the Iowa real estate exam, you must score at least 70% on both the national and state sections. 

Passing breakdown: 

  • National section: 56 out of 80 questions 
  • Iowa section: 28 out of 40 questions 

Important scoring details: 

  • Sections are scored separately 
  • You must pass both portions 
  • Results are provided immediately after completion 
  • Failing candidates receive a diagnostic report showing strengths and weaknesses by topic area 

You must apply for your Iowa real estate license by the last working day of the sixth month following the date you passed the exam.Shape 

CRE exam prep dashboard screens

The Iowa real estate exam covers a broad range of national real estate concepts along with Iowa-specific laws and regulations. Many candidates find the exam challenging because it tests both memorization and practical application of real estate concepts. 

What test-takers commonly experience: 

  • Questions focus on applying concepts, not just memorization 
  • Iowa-specific laws and regulations require focused study 
  • Time management is important across a 3-hour exam 

What makes it challenging: 

  • Broad coverage across multiple topic areas 
  • Scenario-based questions 
  • Real estate math calculations 
  • State-specific agency and contract rules 

Common reasons people fail: 

  • Not taking enough practice exams 
  • Weak understanding of Iowa-specific content 
  • Poor time management 
  • Focusing only on memorization instead of understanding concepts 

Best ways to pass: 

  • Take multiple timed practice exams 
  • Focus on contracts, agency, and Iowa law 
  • Use structured exam prep tools 
  • Review explanations for missed questions carefully 

The Iowa real estate exam includes math-related questions on the national portion. 

  • Total math questions: approximately 7–8 questions 
  • Topics include calculations involving area, valuation, financing, settlements, investments, and property management 

Common math topics include: 

  • Commission calculations 
  • Prorations 
  • Property measurements 
  • Loan-to-value ratios 
  • Seller proceeds and closing costs 

A simple calculator is permitted during the exam. 

The exam also expects you to know standard measurements such as: 

  • 43,560 square feet per acre 
  • 5,280 feet per mile 

If a math problem slows you down, skip it and return later so you can maximize time on easier questions.  


Before scheduling the Iowa real estate exam, you must complete your pre-licensing education. 

Steps: 

  1. Complete 60 hours of approved pre-licensing education  
  2. Obtain your original paper completion certificate  
  3. Create a PSI account  
  4. Select the Iowa real estate salesperson exam  
  5. Choose a testing location or remote online exam appointment  
  6. Pay the $95 examination fee  
  7. Receive your confirmation  

You can also schedule by phone at (855) 898-0712. 

Each exam registration expires after 90 days, so you must take the exam within 90 days of registration. 


You can take the Iowa real estate exam at PSI testing centers in Iowa or through PSI’s remote online proctoring system. 

Iowa testing locations include: 

  • Cedar Rapids 
  • Council Bluffs 
  • Waterloo 
  • West Des Moines 

Additional nationwide PSI testing centers are also available.  


Yes. Iowa allows candidates to take the real estate exam online through PSI’s remote proctoring platform. 

For online testing, you must: 

  • Complete PSI’s system compatibility check before exam day 
  • Use a computer with a webcam and reliable internet connection 
  • Test in a quiet, private room 
  • Remain visible to the remote proctor throughout the exam 

Important online testing rules include: 

  • No scratch paper is permitted during remote exams 
  • Cell phones and electronic devices are prohibited 
  • Breaks are not allowed during remote testing 
  • You must launch the exam within the permitted check-in window or forfeit your exam fee 

Yes, you can retake the Iowa real estate exam if you do not pass. 

Retake Detail Information 
Number of attempts No set limit 
Waiting period Next available appointment (typically as soon as the next business day) 
Retake fee $95 per attempt 
Sections to retake Only the failed section 
Passing section validity You must pass both sections within 6 months of passing your first section. 

If you pass one portion but fail the other, you only need to retake the failed section within 6 months. If you do not pass both sections within that timeframe, you must retake the entire exam. 


You must arrive early and follow Pearson VUE testing center procedures.

✓ Bring: 

  • One valid government-issued photo ID with signature 
  • Your original paper pre-license education completion certificate 

✗ Do not bring:

  • Phones or electronic devices
  • Notes or study materials
  • Personal belongings 

Testing Details: 

  • Arrive at least 30 minutes early
  • Scratch paper provided for in-person exams only 
  • Calculator permitted
  • Immediate results after completion

Question 1 

Which type of ownership allows two or more people to own property with right of survivorship? 

a) Tenancy in common 
b) Joint tenancy 
c) Leasehold estate 
d) Life estate 

Answer: b 

Question 2 

A property sells for $275,000 with a 6% commission. What is the total commission? 

a) $12,000 
b) $14,500 
c) $16,500 
d) $18,000 

Answer: c 

Colibri Real Estate has helped over 1.5 million students prepare for their real estate exams over the past 29 years. Our Iowa exam prep is built to help you pass on your first attempt with structured practice, proven tools, and realistic exam simulation so you walk into test day ready, not guessing. 

Already completed your pre-licensing course elsewhere? You can purchase exam prep as a standalone program and still get access to Colibri Real Estate’s industry-leading prep tools. 

Colibri Real Estate offers two exam prep options depending on how much guidance you want: 

  • Exam Prep 
    A self-paced program powered by CompuCram. Includes simulated exams, unlimited practice tests, flashcards, readiness tracking, and audio review tools. Fully mobile-friendly so you can study anytime, anywhere. 
  • Exam Prep Live 
    Includes everything in Exam Prep, plus live Q&A with instructors and an Exam Crammer Webinar Series with six focused, instructor-led sessions to reinforce key topics before test day. 

Are you just getting started? If you’re beginning the licensing process, Colibri Real Estate pre-licensing packages include exam prep tools, plus access to Rubi, an AI-powered study assistant that helps answer questions as you learn. 

woman at laptop preparing for real estate exam

Colibri Real Estate stands behind its exam prep with a clear promise. 

If you purchase a qualifying pre-licensing package or standalone exam prep program and don’t pass your state exam on your first attempt, you may be eligible for a full refund. 

Here’s how our Pass or Don’t Pay Guarantee works: 

  • Complete the exam prep program
  • Pass at least three practice exams with a score of 80% or higher
  • Take your state exam within 30 days of completing the exam prep program
  • If you don’t pass, submit your results to request your refund 

FAQs   

Do you need to complete pre-licensing education before taking the exam?

Yes. You must complete a 60-hour Iowa-approved pre-licensing course before taking the exam.  

What happens if you fail one section?

You only need to retake the section you failed, but both sections must be passed within 6 months.

Can you take the Iowa real estate exam online?

Yes. Iowa allows candidates to take the exam online through PSI’s remote proctoring platform. 

How long do you have to apply for your license after passing?

You must submit your Iowa license application no later than the last working day of the sixth month following your exam pass date.

Have a question?

Connect with an enrollment advisor today.

By providing my personal information, including phone number, I consent to receive email messages, auto-dialed calls, texts, and prerecorded messages from Colibri Real Estate with information and offers, including current and possible future services, customer service and billing and agree to the Terms of Service & Privacy Policy. If, at any time, you wish to opt out of electronic or text communications, reply STOP to cancel, HELP for help. Msg & data rates may apply. To opt out of email, follow the unsubscribe process on the email communication. I understand that my consent is not required to purchase, and that cancellation of purchase does not automatically revoke this consent.