Indiana Online Correspondence: A Home Buyer's Guide to Credit Scores

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The best time to plant a tree was 20 years ago. The next best time is now. ~ Chinese Proverb

This Chinese proverb rings true about credit reports as well. Ideally, a homebuyer has been preparing to buy a home for years: saving a healthy down payment, eliminating debt, and boosting their credit score as much as possible. Unfortunately, many buyers in the market have not had the opportunity to do such things, so what can they do now? Being able to counsel people on improving their financial standing can not only improve your service to your current clients, it can also be used as a marketing tool to attract and help new clients!